Podcast: Blood Moons on Wall Street?

Podcast: Blood Moons on Wall Street?

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  • What are the blood moons and how they could impact your portfolio?
  • Is another financial collapse on the horizon for 2015?
  • Proud to Own Series – A company creating life saving medicines for hard to treat diseases.
  • Into the Light Series – Is there porn in your portfolio?
  • My trade idea of the week
  • My weekly run down on top sectors of the economy, my favorite currencies, commodities, and countries you should consider for your investment dollars.

This week’s question comes from Erick, a longtime VIP subscriber at wallstrenegade.com. He says,  “Jay I loved your last two books The Faith-Based Millionaire and The Faith-Based Investor, any new books coming out?”

It was perfect timing for his question because the past few months I have been working on a book. It is set to come out the end of next month. It is in the editing process now. The cover and everything is done. We are just fine tuning the details…  Blood Moons on Wall Street: How to Profit from the Upcoming Financial Crisis

Listen Below:

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Investment Themes & Strategies Podcast

Each and every week we tackle the world of finances so I can help you grow, protect, and share your wealth!

If you would like a review of your portfolio, whether you have IRAs, 401ks, Roths, or taxable investment accounts give me a call or email me for a FREE 30 minute review. Call me at 866-594-9919. For more information about our products and services check out wallstrenegade.com/products.

Is there Porn in Your Portfolio?

Is there Porn in Your Portfolio?

Into the Light Series

ON NOWEvery Friday I highlight a company that fail our moral screens. We use our “proud to own” processto screen out companies that don’t line up with our faith and values.

This week we look at Comcast Corporation (CMCSA). Comcast Corp., is among the world’s leading communication companies, providing basic cable, digital cable and high speed internet services. But are they providing healthy content?

Unfortunately not!

Though it may be decent from a financial perspective, it doesn’t make it through our moral screening process. We prefer stocks that make it through both the moral and financial screens.  There are just 6.5% of the publicly traded stocks that fail our moral screens and Comcast is one of them.

Is there Porn in Your Portfolio?

Is there Porn in Your Portfolio?Many investors invest in mutual funds, exchange traded funds (ETFs), and buy stocks in companies. You may own some of these investments in your 401k at work, or your IRA or Roth IRA, or maybe in a taxable account.  Have you ever stopped to think about what companies you own in your portfolio?

There may be companies that violate your faith and values.  Companies involved in pornography, explicit entertainment, and promoting unbiblical lifestyles.  Would you knowingly and willingly invest in companies like this?

Comcast Corporation is one of these companies that violates biblical values.


Here are three big reasons why Comcast fails our moral screens:

1. Explicit Entertainment Provider


Through cable, pay-per-view (PPV) or video-on-demand channels, it distributes anti-family programming. It offers Video on Demand (VOD) containing sexually explicit, profane, and violent programming through Comcast, premium services. It also produces motion pictures, miniseries, sitcoms, other types of programming, or commercials containing sexually graphic, violent or profane material. Source: Common Sense Media (www.commonsensemedia.org)

2. Pornographic Provider


It distributes pornographic films through cable, pay-per-view (PPV) or video-on-demand channels. Source: www.comcast.com. It offers channels containing adult-content through Comcast Premium. Channels include: Playboy.


It also advertises in pornographic media to potential customers about their products and/or services by placing advertisements in adult content magazines, cable networks and/or internet sites.

3. Homosexual Promotion


It produces theatrically-released movies, made-for-TV movies, miniseries, sitcoms, other types of programming, or commercials that promote the homosexual lifestyle as an acceptable alternative lifestyle. These feature gay, lesbian, bisexual or transgender characters or issues and may have same-sex romance or relationships as an acceptable and important plot device. Source: Wikipedia (www.wikipedia.org)

Workplace Groups

It recognizes GLBT organizations or affinity groups in the workplace, including: Cg Network


It provides charitable aid or donations to non-profit organizations that include foundations actively pursuing and advancing the alternative lifestyle movement. Source: GLAAD (www.glaad.org)


It has formed a business relationship with GLBTQ (gay, lesbian, bisexual, transgender/transsexual, and/or questioning) organization(s) or events in an attempt to gain marketing and community relations opportunities. Money, products or services are exchanged for corporate recognition for their involvement. Source: NLGJA (www.nlgja.org)

Television Programming

It distributes homosexual programming through cable, pay-per-view (PPV) or video-on-demand channels. Source: Bravo TV (www.bravotv.com)

Bottom Line: As you can see, Comcast is not a company we can be “proud to own”. It is a company that violates our faith and values. You may be involved with companies like Comcast that don’t line up with your faith and values. You may own Comcast and others in your stock and mutual fund accounts. Get a FREE MORAL AUDIT of your portfolio to make sure your portfolio matches your faith and values.


Market Indicator Spots Danger Ahead

Market Indicator Spots Danger Ahead


Our Short-Term Market Indicator has been downgraded from Yellow to Red.

market updateLong-Term Indicator: Bullish

Long-term Indicator: Green

We are still in the midst of a strong up trending bull market. This means investors should consider trading with a bullish bias. You can accomplish this through buying (going long) stocks, long ETF’s or by using call options. These are positions you plan to hold for at least 2-5 years.

Short-term Indicator: Bearish

Short-term Indicator: Red

Our market indicator has turned bearish…
Our short-term market indicator has gone from Yellow (Caution) to Red (Danger).  We are starting to see some warning signs for the markets and as a result, we are suggesting you reduce your equity exposure.

Because the long-term indicator is still green (bullish), we are closely monitoring positions within our model portfolios. 

For the full briefing and actions to take, CLICK HERE 


A Proud to Own Company Focused on Saving Lives

A Proud to Own Company Focused on Saving Lives

Proud to Own Series

pto logoEach Wednesday, we highlight a core portfolio holding within our Faith-Based 100 Index,  and show why it is a part of our “Proud to Own” universe.

As a reminder, for the company to be included in our “proud to own” universe, it must meet three criteria:

1.  It must not violate your faith and values. Some of the types of companies we can avoid include those involved in the abortion industry, those producing explicit entertainment and pornography, those conducting embryonic stem cell and fetal tissue research, companies funding and lobbying for homosexuality, those involved in vices like alcohol, tobacco and gambling and companies that are abusing the environment.

2. It should be a company that complements your faith and values. This involves finding companies: Helping the poor and defenseless; Protecting the sanctity of human life; Producing morally sound entertainment; Finding cures for life threatening diseases; and Improving the society we live in…

3. It should be a company with strong profit potential. This involves finding companies in solid financial condition that have strong profit potential and/or provide strong cash flows via dividends. We use a five-point inspection to evaluate each investment we are considering. We analyze a company’s earnings potential, price momentum, risk, financial health, and its current valuation. Our goal is to find quality companies that stay true to your values AND are profitable! This is not an either /or scenario but rather a winning combination.

This Week’s Highlighted Company

We look for companies changing the world around us.  This includes companies creating life changing medicine. That’s where this week’s “proud to own” company comes into play…

mdvnMedivation, Inc. (NASDAQ: MDVN) is a biopharmaceutical company focused on the rapid development of novel therapies to treat serious diseases for which there are limited treatment options. Medivation aims to transform the treatment of these diseases and offer hope to critically ill patients and their families.

Medivation’s prostate cancer drug Xtandi (enzalutimide) was discovered through university research. It was then brought through clinical trials. once these trials showed promise, Medivation brought the drug to the market through its partnership with Astellas Pharma.

Enzalutimide targets the androgen receptors in cancer cells to slow the development of certain types of prostate cancers.  This has improvied and lengthened the quality of life for its patients.

Saving LivesMedivation blends a unique business model with an expert team to bring promising medical technologies from the lab bench to the patient bedside.

Through its extensive network of contacts with top-flight scientists and research institutions, it acquires early-development stage pharmaceuticals and medical devices that have promising clinical, intellectual property and commercial prospects. Using the extensive development experience and expertise of its core team, supplemented by expert consultants in relevant functions, it identifies and executes the strategic pathway that will allow the most rapid, efficient and effective development.

​Its business strategy is straightforward:

1.  Build a portfolio of four to six product candidates. It focuses on those that have the potential to be in clinical development within 12 to 18 months after acquisition.

2. Develop those product candidates as rapidly and efficiently as possible.

3. It considers partnering or selling successful programs to large pharmaceutical, biotechnology or medical device companies for late-stage clinical studies and commercialization.

Founded in 2004, Medivation was named one of the top places to work in the San Francsico/Bay Area in both 2013 and 2014 . Here is a great quote on why it is a great place to work:

“The fact that our own employees have once again placed Medivation among the best places to work in the vibrant and diverse San Francisco business community speaks volumes to the culture we’ve built here and the passion we all feel for our work,” said David Hung, M.D., founder, president and chief executive officer at Medivation. “I am proud to say that this spirit is evident in our daily interactions as colleagues, the game-changing success we’ve achieved to date, and the evident determination of everyone on the team to pursue the significant opportunities that still lie ahead. I can’t think of a better, more exciting place to work and I am deeply gratified that our employees feel the same way.” 

Medivation Inc. (NASDQ: MDVN) is a company you can be “proud to own”.


Creating a Solid Retirement Strategy

Creating a Solid Retirement Strategy

How to Create a Solid Retirement Plan

These days, preparing for retirement can feel like you’re in some sort of matrix. Not only are there more retirement investing options than ever, but the future looks very unsettled. How can you create a solid retirement plan in this environment?

Start with retirement asset location

How's Your Plan Working?This is simply about deciding where your retirement assets will be located. This is a critical decision because there are so many options.

Some people are content to accumulate all of their retirement assets in a single retirement investment vehicle. While that may be convenient, it’s not the best type of retirement planning from a strategic standpoint. Just as you would diversify your investment portfolio, you should also diversify your retirement plans. As the saying goes, don’t put all your eggs in one basket.

When it comes to retirement planning, there are a few basic options, and you’ll want to take advantage of them, especially from a tax standpoint.

Here are the primary options:

Taxable accounts. These are traditional investment brokerage accounts, or even mutual funds, that are held outside of tax-sheltered retirement plans. You should have a significant portion of your money in these accounts because they will enable you to withdrawal funds once you reach retirement age without incurring any tax consequences. They can also represent primary emergency funds after you retire, that way you can preserve your tax-sheltered accounts for income generation.

Tax deferred plans. These include employer-sponsored retirement plans, such as 401(k) plans, as well as traditional IRAs. These should represent the largest share of your retirement assets, since they are tax-deferred, and some have very generous contribution limits. They are however taxable upon withdrawal, which is why you need to diversify your money into taxable accounts and tax-free plans.

Tax-Free plans. This relates primarily to Roth IRAs. Though you get no tax deduction when you contribute to these plans, the investment earnings on the plan are tax-deferred. But more important, there’ll be no tax on withdrawals as long as you are at least 59 ½ and have been in the plan for at least five years when you begin taking them. This will mean that at least some of your income in retirement will be tax-free, and that will be extremely important if you have multiple income sources. You can contribute to $5,500 to a Roth IRA for 2015, or $6,500 if you are 50 or older.

How do you chose among these retirement plans?

Obviously, retirement investing in tax-deferred plans will be your first choice, since these will likely represent your most important income when you retire. If you have an employer-sponsored plan, such as a 401(k) plan, you should certainly enroll in the plan, particularly if the employer matches contributions. Failing that, you should set up your own IRA and fund it each and every year with the highest amount you’re able.

If you do have employer-sponsored plan, you should supplement it by contributing to a Roth IRA. There are income limits for Roth IRAs for those who are covered by an employer-sponsored retirement plan. But you can still make what is known as a “backdoor Roth IRA contribution”, by making a nondeductible traditional IRA contributions (there are no income limits for this), then doing a Roth IRA conversion (see below).

You should also fund taxable investment accounts, since you never want to have all of your money in tax sheltered plans. If you do, and you need something more than your emergency fund has, you’ll have to pay taxes and early withdrawal penalties to pull money out of your tax sheltered accounts.

It should go without saying that you should invest all you can in taxable accounts in the event that you are not covered by employer-sponsored retirement plan.

Basics on Social Security – But will it be there when your turn comes?

Social Security has become the giant X factor in retirement planning. As it is currently constructed the plan is fiscally unsound. That means at a minimum, we should expect less from it than current retirees are receiving.

There are at least three possible outcomes to the Social Security crisis – short of the plan blowing up and disappearing forever:

  1. Benefits will be reduced
  2. The retirement age will be increased, perhaps substantially
  3. We’ll be paid in inflated dollars that will have far less purchasing power than they do nowThis is why it is so important to make sure that you have retirement savings. They’re probably the best insurance we have against a partial or full default by Social Security.It’s also possible to manage how much benefit you receive from Social Security. For example, the later that you retire, the higher your monthly benefit will be.

    You can get an estimate of your future Social Security benefits, by going to the Social Security Administration’s Retirement Estimator page. On that page you’ll be given instructions on how to use the estimator, and what the qualifications are. You can use the estimator to run various scenarios as to what your benefit will be.

    How to rollover an IRA

    If you have IRAs, you’ll most likely be faced with the task of rolling one or more over at some point in the future.

    Any IRA account can be rolled over into another IRA without incurring a tax liability or penalties, as long as it‘s done in a timely manner (within 60 days of distribution). Employer-sponsored retirement plans can also be rolled over into an IRA upon terminating your employment.

    The rollover methods into an IRA are similar to what they are for a Roth IRA conversion (see below), except that the funds are being rolled over into a traditional IRA, not a Roth.

    How to convert a Traditional IRA to a Roth IRA

    You can also roll a traditional IRA over into a Roth IRA, but it‘s more complicated.

    Roth IRA contributions are limited to $5,500 a year ($6,500 if you’re 50 or older), however there are no dollar limits for IRA conversions to a Roth IRA. Also, the income limits that apply to Roth IRA contributions do not apply to Roth IRA conversions.

    Unless you are rolling one Roth IRA over to another, the rollover of funds from a traditional IRA will create a tax liability. The amount of the rollover will be subject to ordinary tax rates, but there will be no 10 percent early withdrawal penalty tax on the transfer.

    The tax bite can be substantial, as you will be exchanging a tax-deferred retirement asset for one that will be completely tax-free in retirement. For many people, that will be an exchange well worth making.

    The transfer must be done properly or the penalties will be severe. It is best to handle the Roth conversion with strong input from a competent tax expert, fully coordinated with the brokerage firms or trustees that are involved. Translation: Roth IRA conversions are not the time for the DIY thing.

    Here are the IRS rules on traditional IRA to Roth IRA conversions:

    • Rollover – You receive a distribution from a traditional IRA and contribute it to a Roth IRA within 60 days after the distribution (the distribution check is payable to you);
    • Trustee-to-trustee transfer – You tell the financial institution holding your traditional IRA assets to transfer an amount directly to the trustee of your Roth IRA at a different financial institution (the distributing trustee may achieve this by issuing you a check payable to the new trustee);
    • Same trustee transfer – If your traditional and Roth IRAs are maintained at the same financial institution, you can tell the trustee to transfer an amount from your traditional IRA to your Roth IRA.

    The conversion is reported on your tax return with the IRS Form 8606, Nondeductible IRAs. More information is available through IRS Publication 590, Individual Retirement Arrangements (IRAs).

    There’s a lot involved in retirement planning, and you’ll have to have a solid strategy as to how to approach it.